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Financial Information and Decisions
Practice Questions

111 CIE IGCSE Business Studies questions on Financial Information and Decisions, each with instant feedback and a full examiner-style mark scheme.

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✨ Revision guide includes key terms, worked examples and exam technique for Financial Information and Decisions.

Try 2 sample questions on Financial Information and Decisions

Question 1 · 1 mark · Difficulty 1/3

A business borrows $50,000 from a bank and agrees to repay it with interest over five years. What type of external finance is this?

  1. A debenture issued to the public
  2. An overdraft facility
  3. Share capital raised from shareholders
  4. A bank loan with fixed repayments
Show answer & explanation
✓ Answer: D — A bank loan with fixed repayments
A bank loan involves borrowing a fixed sum repaid over an agreed period with interest, exactly as described. An overdraft is short-term borrowing up to a limit, not a fixed multi-year repayment. A debenture is a long-term loan issued to investors via a certificate, not a direct bank arrangement. Share capital involves selling ownership stakes, not borrowing.
Question 2 · 1 mark · Difficulty 1/3

Which of the following is an internal source of finance for a business?

  1. Obtaining a government grant
  2. Taking out a bank loan
  3. Using retained profit from previous years
  4. Issuing new shares to the public
Show answer & explanation
✓ Answer: C — Using retained profit from previous years
Retained profit is money kept within the business from previous trading periods and is a classic internal source of finance. Bank loans, share issues, and government grants all involve bringing money in from external parties outside the business.
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CIE IGCSE Business Studies: Financial Information and Decisions FAQ

Is Kramizo free for CIE IGCSE students preparing for Business Studies?
Yes — completely free. Every student gets 45 questions a day on the free plan, with no card required and no trial countdown. That free quota works across every subject and every topic in our bank, so you can mix Financial Information and Decisions practice with other Business Studies topics or even switch to a totally different CIE subject without paying anything. Kramizo's optional Pro plan removes the daily cap and adds detailed progress analytics, but the free tier is the real product — used by thousands of GCSE, IGCSE and CSEC students.
Are the Financial Information and Decisions questions aligned to the official CIE IGCSE Business Studies syllabus?
Every question is written against the published CIE IGCSE Business Studies specification, including the exact command words (state, describe, explain, calculate, evaluate, etc.), mark allocations, and difficulty tier you'd see on a real CIE paper. Explanations are written in the style of official examiner mark schemes — they tell you what is being awarded marks and why distractors are wrong, not just whether you got it right. The bank is continually refined to match the latest syllabus updates from CIE.
How is Financial Information and Decisions typically tested on CIE IGCSE Business Studies papers?
Financial Information and Decisions appears across multiple question types on real CIE IGCSE Business Studies papers — most commonly as multiple-choice questions in the objective section, structured short-answer questions in the main paper, and occasionally as part of an extended response. Kramizo's practice bank reflects that mix: 4-option MCQs, true/false statements, fill-in-the-blank key terms, multi-select questions, and ordering questions. Working through the bank gives you exposure to every question style examiners actually use.

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